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Where we work
Cross State Funding Corp. is a Registered Mortgage Broker in New York and licensed in Florida. We pair Buffalo-area roots with a network of hundreds of lender partners, so your file gets local attention and competitive pricing wherever you are.
New York
Western New York
We're a family-owned Buffalo mortgage broker headquartered just up the Niagara River in North Tonawanda.
View Buffalo, NY pageWestern New York
Cross State Funding works with buyers and homeowners throughout the City of Niagara Falls and the surrounding Niagara County communities.
View Niagara Falls, NY pageWestern New York
From Williamsville to Eggertsville and Snyder, we help Amherst families finance their next move.
View Amherst, NY pageWestern New York
Cross State Funding is right next door, with our office in North Tonawanda and clients throughout the Town and City of Tonawanda.
View Tonawanda, NY pageWestern New York
We're North Tonawanda's hometown mortgage broker.
View North Tonawanda, NY pageFinger Lakes / Western New York
Cross State Funding works with Rochester buyers and homeowners across Monroe County.
View Rochester, NY pageCentral New York
Cross State Funding helps Syracuse buyers and homeowners across Onondaga County compare loan programs without the call-center runaround.
View Syracuse, NY pageCapital Region
We work with Albany-area buyers and homeowners across the Capital Region: Albany, Saratoga, Schenectady, and surrounding communities.
View Albany, NY pageFive Boroughs
Cross State Funding helps clients across the five boroughs (Manhattan, Brooklyn, Queens, the Bronx, and Staten Island) finance purchases, refinances, and home-equity goals.
View New York City, NY pageBeyond New York
Licensed and active in Florida. We help clients buy primary residences, second homes, and refinance with the same hands-on approach.
Not seeing your area?
We're a Registered Mortgage Broker across New York and licensed in Florida. If your city isn't listed but you're in one of our authorized states, reach out.
Connect with our experts today
Whether you're ready for a fast prequalification, want an honest rate conversation, or need a second opinion on a quote you already have, we're here. Family-owned, local, and easy to reach. No spam, no surprise fees, no obligation.