Five Boroughs

New York City mortgage broker

Cross State Funding helps clients across the five boroughs (Manhattan, Brooklyn, Queens, the Bronx, and Staten Island) finance purchases, refinances, and home-equity goals. We bring upstate-broker pricing discipline to NYC scenarios with hundreds of lender partners and a real loan officer on the file.

Company NMLS #98185

Office: 416 Oliver Street, North Tonawanda, NY 14120

Hundreds of lender partners

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Why Cross State Funding

Why borrowers in New York City, NY work with us

Comfortable with NYC condo, single-family, and multi-unit scenarios.
Jumbo and high-balance conforming experience common in the NYC market.
Hundreds of lender partners to source program options that fit your scenario.

Local notes

What we see in the New York City, NY market

Co-op scenarios are program-specific; ask us early about lender appetite.
NYC jumbo files often benefit from a competitive bid across multiple lender partners.

Loan programs

Programs we routinely review

We'll match your scenario to the right program before any hard credit pull.

Conventional FHA VA (our specialty)Jumbo

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Nearby areas

Other service areas near New York City, NY

Albany, NY Rochester, NY Syracuse, NY

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Cross State Funding Corp. is a Registered Mortgage Broker in New York and a licensed mortgage broker in Florida (Company NMLS #98185). Program availability, rates, fees, and eligibility depend on credit, property, occupancy, and lender. This page is informational and not a commitment to lend.