Capital Region

Albany, NY mortgage broker

We work with Albany-area buyers and homeowners across the Capital Region: Albany, Saratoga, Schenectady, and surrounding communities. Cross State Funding is a Registered Mortgage Broker in New York, with a local feel and hundreds of lender partners behind every file.

Company NMLS #98185

Office: 416 Oliver Street, North Tonawanda, NY 14120

Hundreds of lender partners

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Why Cross State Funding

Why borrowers in Albany, NY work with us

Capital Region experience across conventional, FHA, VA, jumbo, and home-equity scenarios.
Familiarity with state-employee and remote-employer income documentation common to the area.
Hundreds of lender partners so we can match the right program to your file.

Local notes

What we see in the Albany, NY market

VA scenarios are common in the Capital Region; we'll review your COE and eligibility carefully.
Refinancers in newer suburbs should ask about PMI removal scenarios as equity grows.

Loan programs

Programs we routinely review

We'll match your scenario to the right program before any hard credit pull.

Conventional FHA VA (our specialty)Jumbo

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Nearby areas

Other service areas near Albany, NY

Syracuse, NY New York City, NY Rochester, NY

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Cross State Funding Corp. is a Registered Mortgage Broker in New York and a licensed mortgage broker in Florida (Company NMLS #98185). Program availability, rates, fees, and eligibility depend on credit, property, occupancy, and lender. This page is informational and not a commitment to lend.