Statewide

Florida mortgage broker

We're licensed in Florida and help clients across the state, from Tampa Bay to Miami, Orlando, Jacksonville, and Sarasota, finance primary residences, second homes, and refinances. You'll get the same hands-on team and lender-partner network we built up north.

Company NMLS #98185

Office: 416 Oliver Street, North Tonawanda, NY 14120

Hundreds of lender partners

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Why Cross State Funding

Why borrowers in Florida work with us

Licensed Florida mortgage broker.
Comfortable with Florida primary, second-home, and investment scenarios.
Hundreds of lender partners to compare program pricing for your scenario.
Real loan officer on every file. No call center.

Local notes

What we see in the Florida market

Florida flood-zone, wind-mitigation, and condo questionnaire requirements affect closing timelines; we'll flag them early.
Second-home and investment occupancy must be documented carefully; program rules differ.

Loan programs

Programs we routinely review

We'll match your scenario to the right program before any hard credit pull.

Conventional FHA VA (our specialty)Jumbo

Compare all loan programs Talk to our team

Nearby areas

Other service areas near Florida

Buffalo, NY

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Cross State Funding Corp. is a Registered Mortgage Broker in New York and a licensed mortgage broker in Florida (Company NMLS #98185). Program availability, rates, fees, and eligibility depend on credit, property, occupancy, and lender. This page is informational and not a commitment to lend.