Western New York

North Tonawanda, NY mortgage broker

We're North Tonawanda's hometown mortgage broker. Our office at 416 Oliver Street is where we coordinate everything from first-time-buyer prequalifications to multi-property refinances. If you're a neighbor, stop in, or call.

Company NMLS #98185

Office: 416 Oliver Street, North Tonawanda, NY 14120

Hundreds of lender partners

Get prequalified Meet our loan officers

Why Cross State Funding

Why borrowers in North Tonawanda, NY work with us

Our office is here. You can call, text, or visit by appointment.
Deep familiarity with North Tonawanda housing stock and seller customs.
Coordinated with local real estate agents, attorneys, and inspectors.
Hundreds of lender partners to find the best program for your scenario.

Local notes

What we see in the North Tonawanda, NY market

Buyers using FHA on older North Tonawanda housing stock should expect appraisal scrutiny on safety items.
Refinancers with strong equity may benefit from a HELOC instead of a full refi. We'll model both.

Loan programs

Programs we routinely review

We'll match your scenario to the right program before any hard credit pull.

Conventional FHA VA (our specialty)Jumbo

Compare all loan programs Talk to our team

Nearby areas

Other service areas near North Tonawanda, NY

Tonawanda, NY Buffalo, NY Niagara Falls, NY

← Back to all service areas

Cross State Funding Corp. is a Registered Mortgage Broker in New York and a licensed mortgage broker in Florida (Company NMLS #98185). Program availability, rates, fees, and eligibility depend on credit, property, occupancy, and lender. This page is informational and not a commitment to lend.